Together, we'll determine where the gaps are for your needs.
I will explain all the possible solutions you have for you and your employees.
Life, Disability Income & Long-Term Care Insurance
I will help you decide what is needed for you.
If you couldn't work, would you or your family have enough income to meet it's financial obligations? Disability can happen to anyone, anytime, anywhere. No one plans to become disabled....it just happens. Proper planning with disability income insurance will help protect a portion of your earned income for the things that matter most you and your family if you become sick or injured and unable to work.
LIfe insurance is the foundation of any sound financial plan. The money your beneficiaries receive in the event of your death can help protect your family's financial security. Not only can life insurance provide your family with greater peace of mind, it can also help to protect a business by providing cash that will help to ensure the continuity of the business or firm's day-to-day operations and, often, the business itself.
l will work with you to implement the solutions you need to achieve your goals.
The need for long term care may happen to anyone....at anytime. It could be you, your spouse or partner, a parent, or even a sibling. The need for long term care may result from being chronically ill, from a severe cognitive impairment or something as unexpected as an accident or injury. Long term care insurance may help relieve the emotional and financial strains that often accompany the need for care.